— Our Programmes —
Three Structured Chapters
in Financial Understanding
Each programme addresses a distinct area of financial life — from a complete personal inventory through to estate and legacy planning — at a pace that allows genuine learning.
Back to Home— Our Method —
How Each Programme Is Structured
Written Curriculum Shared in Advance
Before registration closes, participants receive a written outline of session topics, materials to be used and intended outcomes. There are no surprises on the first evening.
Sessions Spread Across Weeks
No programme is delivered in a single day. Sessions run across weeks or months, giving participants time to apply each lesson to their own documents and return with informed questions.
A Personal Document at the End
Most programmes conclude with a physical output — an inventory, an annotated binder or a session summary — that each participant keeps. The document is theirs.
Programme One
The First Chapter:
A Money Inventory
A four-week introductory programme that walks each participant through a calm, complete inventory of their financial life — accounts, balances, recurring commitments, insurance and protection in place, and standing intentions for the future. The course produces a single bound document by the end, which the participant keeps. Conducted in small group format with one facilitator, two evening sessions per week.
- Review all accounts, savings and recurring commitments
- Map existing insurance and protection arrangements
- Document financial intentions and notes on each area
- Produce a bound personal inventory to keep
Session Format
Orientation: what the inventory covers and how it will be used
Accounts, savings and regular financial commitments
Insurance, protection and EPF — current position
Future intentions and review of the completed document
Session Format
Reading a factsheet: what each section does and does not tell you
Common ratios — Sharpe, expense ratio, distribution yield
Reading a prospectus and understanding fee structures
Annual report: what to look for and what it cannot show
Comparing similar products — methods and limitations
Practice session: current documents, questions and review
Programme Two
Reading the Fund Factsheet
A six-week course on reading and interpreting Malaysian fund factsheets, prospectuses and annual reports without specialist training. Covers the meaning of common ratios, how to compare similar products honestly, the difference between past performance and likely behaviour, and how fees compound over a long horizon. Includes weekly practice with current local documents. Class size capped at twelve.
- Read SC-registered fund factsheets with confidence
- Understand expense ratios and how fees compound
- Compare similar products without misreading past returns
- Practice with actual current Malaysian documents
Programme Three
Estate and Legacy
Reading Programme
A five-month structured engagement focused on the legal, financial and personal side of preparing one's estate. Covers the basics of will-making in Malaysia, faraid and wasiat where applicable, joint asset structures, and the conversations one might consider having with adult children. Includes a notary advisor on two of the sessions and a closing personal binder. Single-track engagement at a measured monthly pace.
- Understand the Malaysian will-making process
- Faraid, wasiat and their interaction explained
- Joint asset structures and what happens on intestacy
- Notary advisor present on two sessions
- Closing personal binder included
Session Format (5 Months)
Overview of estate planning: what it covers and why it matters
Will-making in Malaysia — with notary advisor in attendance
Faraid, wasiat and Islamic estate distribution
Joint assets, property and intestacy — with notary advisor
Personal binder completion and family conversation guidance
— Choosing the Right Programme —
Which Programme Suits Your Situation?
The three programmes are independent — each addresses a separate area. Some participants complete all three over time. Others need only one.
| Your situation | Money Inventory RM 580 |
Fund Factsheet RM 1,420 |
Estate & Legacy RM 2,810 |
|---|---|---|---|
| I want a clear picture of my overall financial position | — | — | |
| I hold unit trusts and want to understand them better | — | — | |
| I want to understand estate and will matters for my situation | — | — | |
| I have never formally reviewed my finances | — | — | |
| I want to work through all three areas over time |
— Shared Standards —
What Applies Across All Programmes
In-Person, Bangsar Only
All sessions are held at our Lorong Maarof address. We do not run online or hybrid versions of any programme.
Confidentiality
Participant information is not shared with third parties. No marketing use is made of attendance data or any personal information shared during sessions.
No Product Referrals
Facilitators receive no commission from any financial product, platform or service. No referrals are made during or after any programme.
Updated Each Intake
Materials are reviewed before each new cohort begins, to reflect current Malaysian regulations, fund structures and legal provisions.
Thirty-Day Follow-Up
Participants may contact their facilitator by email or phone with follow-up questions for thirty days after programme completion, at no additional fee.
Anonymous Feedback Collected
Each cohort completes a written review. Session pace, content and format are adjusted based on feedback patterns before the next intake.
— Fees —
Programme Fees
All fees include session materials, printed documents and any binders included in the programme.
— Ask Us Anything —
Not Sure Which Programme to Start With?
Write to us or call. We will ask a few questions, explain what each programme covers in more detail, and give you an honest view of which — if any — fits your current situation.
Get in Touch